International Payments

Move money across borders without losing money to the exchange

Send and receive payments in 40+ currencies with rates you can see, delivery times you can trust, and compliance handled automatically.

Abstract illustration of a global payment network with glowing connections between cities
Why it works

Built for finance teams who move money globally every week

From payroll to supplier payments, Omnifi routes every transfer through the most direct, cost-efficient corridor available.

Mid-market rates

See the real exchange rate before you send, with a transparent fee shown up front — no markup games.

Predictable delivery

Track every transfer from initiation to delivery with expected arrival windows for each corridor.

Compliant by design

Built-in sanctions screening and local regulatory checks keep every transfer compliant end to end.

Local payout rails

Funds land through local clearing networks, so recipients get paid the way they normally get paid.

Coverage

Direct corridors to the markets your business runs on

Every corridor is built on local payout rails, not correspondent banking chains — fewer intermediary fees and faster, more predictable delivery.

USDEURGBPCAD
RegionCurrenciesDelivery
North AmericaUSD, CAD, MXNSame day
EuropeEUR, GBP, CHF, SEKSame day
Asia PacificJPY, SGD, AUD, HKD1 business day
Middle EastAED, SAR1-2 business days
Latin AmericaBRL, ARS, COP1-2 business days
AfricaZAR, NGN, KES2-3 business days
Transparent pricing (illustrative)

0% for your first six months. 1% after. Nothing else hidden.

Omnifi's planned fee is a single transparent rate on eligible transfers — no spread markup on top. Figures shown across the site are illustrative and exclude FX conversion and any third-party or correspondent bank fees.

  • 0% planned Omnifi fee on eligible transfers for your first 6 months
  • 1% planned Omnifi fee thereafter, with no spread markup
  • Excludes FX conversion and any third-party or correspondent bank fees
Abstract illustration of international payment flows across a glowing globe
Payment rails

How each transfer type works

Account details, timing and fees for every rail Omnifi supports — from international wires to instant same-institution transfers.

Online transfers are not yet available — this guide describes how each rail will work once transfers go live, and all pricing is illustrative and subject to change.

Traditional correspondent-bank wire for sending major currencies worldwide, including corridors outside the SEPA and SWIFT-supported lanes.

Account details needed
  • Beneficiary full legal name and registered address
  • Beneficiary bank name, address and routing or sort code where applicable
  • Beneficiary account number or IBAN
  • SWIFT/BIC code of the beneficiary bank
Timing

1–3 business days, depending on the receiving bank and any intermediary banks in the chain.

Major currencies (USD, GBP, EUR and more)

Fees

Omnifi fee: 0% on eligible transfers for your first six months, 1% after. Receiving and intermediary banks may add their own handling fees, which are separate from the Omnifi fee and not shown here.

Planned coverage

Country-specific IBAN pools for supported markets

We're planning dedicated IBAN pools for each supported market, using local identifiers where the market requires them. This covers supported markets only and remains subject to regulatory and banking-partner approval.

MarketIBAN formatLocal identifierStatus
Turkey (TR)TR + 2 check digits + 22 digitsTCKN (individuals) or VKN (businesses) linked to the accountPlanned
Ireland (IE)IE + 2 check digits + 4-letter bank code + 14 digitsNo additional local identifier — IBAN and BIC onlyPlanned
Germany (DE)DE + 2 check digits + 18 digitsNo additional local identifier — IBAN and BIC onlyPlanned
$0B+Sent across borders annually
0.0%On-time delivery rate
0 minAverage transfer setup time

Ready to simplify how you pay across borders?

Open an Omnifi account and start sending international payments in minutes.